Step-by-Step Tutorial: How to create Borrowing Account on Juris Protocol


Creating a Borrowing Account

Before you can draw liquidity, you must establish a borrowing account and pledge collateral. Juris Protocol allows you to create multiple, independent accounts to isolate risk and manage different strategies simultaneously.


Step-by-Step Setup

Step

Action

Why It Matters

On-Screen Cues

1. Navigate

Click Borrowing in the main navigation.

Access the collateralized lending interface.

"Borrowing" highlighted in the nav bar.

2. Open Account

Click Open borrowing account and name it.

Allows you to track different risk profiles separately.

Name field (e.g., "Trading Fund").

3. Pledge Collateral

Click Add/Transfer Collateral and select your assets.

Secures your loans and establishes your borrowing power.

Asset selector and "Health Factor" preview.

4. Activate

Confirm the wallet transaction.

Finalizes the on-chain setup so you can begin borrowing.

Account card updates with active values.


Understanding Collateral Baskets

Juris Protocol features Collateral Baskets, allowing you to combine multiple different tokens (e.g., $LUNC and $USDC) into a single account.

  • Diversification: Mixing stablecoins with volatile assets can help stabilize your Health Factor.

  • Isolation: Each account's collateral is independent. A liquidation risk in one account does not affect your other accounts.


Pro Tips & Best Practices

[!TIP]

Account Naming: Use functional titles like "Liquidity Reserve" or "Long-Term Hedge." This helps you quickly identify which account needs attention during market volatility.

  • Monitor Health Factor: Always aim to keep your Health Factor significantly above 1.0. If it drops to 1.0, your collateral may be liquidated.

  • Gas Fees: Every step (creating the account, pledging collateral, and borrowing) is an on-chain transaction requiring a small amount of $LUNC.

  • Start Small: If you are new to DeFi borrowing, start with a small amount of collateral to see how the Health Factor moves as asset prices change.


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