User Strategies & Optimization
This chapter distills practiced, battle-tested tactics that turn Juris Protocol’s toolkit into a performance engine—whether your goal is passive yield, directional bets, risk-hedged carry, or opportunistic trading. Each strategy is mapped to concrete in-app actions and accompanied by strict risk controls.
[!CAUTION]
Heads-up: None of these ideas constitute financial advice. Use small position sizes first, set price and health-factor alerts, and stay within your own risk tolerance.
Classic Yield Strategies
These strategies are designed for users seeking reliable, lower-maintenance growth with minimal volatility.
Name
How It Works on Juris
When to Use
Execution Steps
Stable-Earn
Deposit $USDC or $USTC into the Lending pool to collect variable APR based on pool utilization.
Park idle capital with minimal volatility.
1. Go to Lending → USDC → Deposit.
2. Monitor pool utilization; migrate when utilization is above 60%.
Validator Boost
Stake $JURIS (Tier 2 or higher) and delegate $LUNC to the Juris Validator to earn double-compounding yield.
Long-term believers in the Terra Classic revival.
1. Stake $JURIS Tier 2+.
2. Delegate $LUNC to the Juris Validator in Galaxy Station.
3. Harvest and restake weekly.
Leverage and Directional Plays
Advanced tactics for users with high-conviction market views who wish to amplify their exposure.
Strategy
Core Idea
Setup
Key Risks and Controls
Recursive Long ("Looping")
Deposit $LUNC → Borrow $USDC → Swap to $LUNC → Redeposit. Amplify exposure while farming lending spread.
1. Open Borrowing Account A. 2. Deposit $LUNC, borrow 50% LTV in $USDC. 3. Swap USDC for LUNC and redeposit.
Price Volatility: Monitor Health Factor (HF) closely. Stop when HF is 1.5.
Stablecoin Short
Bearish on $LUNC? Borrow $LUNC against $USDC collateral, sell for $USDC, and buy back at a lower price.
1. Deposit $USDC in Borrowing Account B. 2. Borrow $LUNC and swap to $USDC. 3. When price falls, buy back cheaper and repay.
Sudden Rallies: Set stop-loss buy orders. Keep borrow APR under 20%.
Perp Proxy
Pair Looping Long with a Stablecoin Short in a second account to mimic perpetual-futures leverage but with on-chain transparency.
Long-term directional conviction with hedging flexibility.
Maintain separate accounts so each HF is independent.
Delta-Neutral and Carry Farms
Strategies focused on mathematical spreads rather than price direction.
Name
Mechanism
Expected Return
Procedure
Net-Zero Borrow Loop
Deposit a multi-asset basket and borrow an equal USD value of stables to lend back out.
2–5% net APY when borrow rate < lend APR.
1. Basket deposit (e.g., 50% $LUNC, 50% $ATOM). 2. Borrow $USDC. 3. Deposit $USDC into Lending.
Liquidation-Bid Hedge
Place low-discount bids (8–10%) on assets you are neutral in to acquire collateral cheaply during crashes.
Occasional deep discounts + yield on idle stablecoins.
1. Move $USDC to Liquidation Markets. 2. Ladder bids across 8%, 12%, and 16%. 3. Cancel bids if volatility cools.
Collateral Management Best Practices
Keeping a healthy Health Factor (HF) and avoiding surprise liquidations is simpler than it sounds.
Use the tips below any time you open a borrowing account or change an existing one.
Tip
Why It Helps
How to Do It (Step-by-Step)
Separate Goals into Separate Accounts
If one idea goes wrong it won’t drag the rest down.
• Click “Open borrowing account” for each strategy (e.g., Long LUNC, Short LUNC, Stable-farm).
• Name them clearly so you know which is which.
Mix Your Collateral
Different tokens don’t fall (or rise) at the same time. A mixed “basket” keeps your HF steadier.
• Press “Add / Transfer collateral.”
• Add a stablecoin (e.g., $USDC) next to a volatile coin (e.g., $LUNC).
• Keep at least 30 % of the basket in a stable asset.
Watch the Traffic-Light Gauge
The coloured bar in Borrowing tells you when you’re safe (green), borderline (yellow) or risky (red).
• Aim to stay green (HF > 1.8).
• If it turns yellow (≈ 1.4) add collateral or repay a little.
• Never let it hit red (≤ 1.2).
Keep a “Fee Wallet” Topped-Up
Interest and small service fees come from your Stable Balance—if it’s empty, borrowing can pause or liquidate.
• In Portfolio → Stable Balance click “Deposit”.
• Add enough $USDC to cover 7 days of projected interest (shown right under the deposit box).
Set Free Alerts
A message on Telegram / email is faster than checking charts all day.
• Go to Settings → Alerts.
• Turn on Health Factor < 1.4and Price drop > 10 %.
• Enter your email or Telegram handle.
Plan for Bad Days
Ask yourself: “If my coins drop 40 %, can I still sleep?”
• Before clicking “Borrow” move the slider to see HF after a –40 % shock (displayed above the slider).
• If HF would be < 1.0, borrow less.
Review Weekly
Markets change; a 5-minute check-in avoids drama later.
• Every weekend: open Borrowing page.
• Check each account’s HF and Stable Balance.
• Top up or repay as needed—finished.
[!NOTE]
Remember: liquidations only happen if you let Health Factor fall below 1.0 and leave it there.
Maintaining financial health and reducing stress is easy with simple practices: use separate accounts, mix collateral, and ensure prompt top-ups.
Health-Factor Guardrails:
1.8 safe, 1.4 watch, < 1.2 add collateral or repay.
Enable Telegram / e-mail alerts in Settings.
Stable Balance Buffer:
Hold ≥ 7 days of projected interest; prevents forced liquidation for unpaid interest.
Oracle Volatility Windows:
Major news events? Raise HF before prints to avoid sudden TWAP dips.
Pro Tips for Long-Term Success
Leverage responsibly: Recursive loops magnify both gains and liquidation risk. Always keep your Health Factor (HF) healthy and your Stable Balance funded to cover interest.
Delta-neutral farms can yield low-risk carry specifically when your Borrow APR < Lend APR. Monitor these spreads daily, as on-chain utilization shifts rapidly.
Liquidation bidding isn’t just opportunistic, it indirectly insures the protocol. To be effective, ladder your discounts (e.g., 5%, 10%, 15%) and remember to cancel stale bids if market conditions stabilize.
Master the Cross-chain path: Use the IBC Bridge to open extra yield paths across the Cosmos ecosystem. Just remember to factor bridge fees and chain-native gas into your final ROI calculations.
Master these playbooks, stay disciplined, and let Juris Protocol’s on-chain analytics guide each move. Your portfolio, and the Terra Classic ecosystem, will thank you.
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