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Stable balance

The stable balance is a reserve of the protocol’s configured settlement asset, held for a wallet owner. It provides the first source of funds for borrowing-interest settlement.

Funding this reserve deposits the configured settlement asset. It does not add margin collateral, create a lending position or mint a stablecoin.

When interest is settled, the protocol first deducts from the owner’s stable balance. If it does not cover the required interest, settlement can deduct assets from the relevant margin collateral instead. That can reduce the collateral buffer even if you did not manually withdraw anything.

Funding the reserve lets settlement collect interest without first deducting assets from collateral. Price changes can still reduce your account’s collateral ratio.

The reserve belongs to the owner, while collateral and borrowing positions belong to individual margin accounts. Multiple accounts owned by the same wallet can draw on the same reserve. When evaluating how much coverage you have, consider borrowing across all of your accounts rather than only the account currently open in the interface.

Open the stable-balance action in the application, confirm the configured asset and enter the amount. Funding uses a dedicated operation. Withdrawing the reserve uses its own operation as well; neither is the same as depositing or withdrawing margin collateral.

After confirmation, refresh the balance and inspect any recent settlement activity. If the reserve falls faster than expected, review all borrowing positions and their rates. See Rates and fees for accrual mechanics and Borrowing for the position lifecycle.